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Blog Archives: December 2018

APTOS TIMES - December 2018 "For Sale by Owner (FSBO)"

December 06, 2018
APTOS TIMES – DECEMBER ISSUE By Ruth Bates   BUYERS – Do I have to have 20% down to buy a Home? Having 20% down is not a requirement to purchase a house. Of course, the more you have to put down, the better your loan terms will be, but most lenders now have low down payment programs. FHA only requires 3.5% down. I have seen 5% and 10% down loans recently. And you can use “gifts” with your loan. Contact your LOCAL lender for details. SELLERS – When is the Best Time to Sell? It used to be May, but this year both Zillow.com and ...